Five different ways to save
Whether you're tucking away extra cash for holiday shopping, planning for a special trip or trying to save enough for a down payment, we offer a variety of accounts to help you reach your savings goals faster.
Plus, when you open a Primary Savings account, you automatically become a member of Solarity Credit Union!
Savings
Open an account and become a member
Bonus Savings
Earn 65x more than Solarity Primary savings
Money Market
The more you save, the more you earn
Certificates
Guaranteed rate for the term of your certificate
Youth Savings
Help your kids learn healthy savings habits
Being a member matters
Membership at Solarity is free and starts when you open a savings account with a $5 deposit. As a member, you are entitled to all the benefits and resources we have to offer. Solarity is a not-for-profit financial cooperative, which means we don't answer to stockholders....and that lets us return earnings to our members in the form of better rates and reduced fees.
The Solarity advantage:
- Lower fees and better rates
- Personalized service experience
- Small enough to care, big enough to innovate
- You are more than just an account number...you're a member!
Compare Solarity savings accounts
| Savings account details | Primary | Bonus** | Money Market | Certificates | Additional/Youth |
|---|---|---|---|---|---|
| Annual Percentage Yield (APY) | See today's rates | See today's rates | See today's rates | See today's rates | See today's rates |
| Minimum balance to earn APY | $5 | $0.01 | $0.01 | $500 | $5 |
| Minimum opening deposit | $5 | $5 | $2,000 | $500 | $5 |
| Monthly service charge | $3 | N/A | N/A | N/A | N/A |
| Minimum balance to avoid monthly service charge | $100^ | N/A | N/A | N/A | Additional: N/A Youth: $5 |
^Minimum balance is just $5 when you also have a Solarity checking account.
Our members say it best
More services to fuel your personal banking
Common questions about personal banking services
Opening an account is easy! You can do it online in less than five minutes.
If you’re new to Solarity and wish to become a member, start here. If you’re already a member and would like to open additional accounts, start here.
You will need:
- Government issued ID/Drivers License/State ID or Passport
- Your complete physical and mailing address
- Social Security number
- Date of birth
Please allow one business day for us to process your account application. If you have any questions, please feel free to call us at 800.347.9222.
Follow the steps below to deposit your check using mobile deposit:
- On the Accounts screen, click the Quick Menu icon located in the bottom right corner.
- Click Mobile Deposit.
- Use the Choose Account drop-down to select the account where you want to deposit the money.
- In the Amount box, enter the amount you want to deposit.
- Take a picture of the front and back of your check and follow the on-screen instruction to upload the photos.
- Click Submit to complete the mobile deposit.
Download our app in the App Store or Google Play store.
It only takes a few moments to enroll in online banking. You will need to have a valid email address on file and answer a few questions to verify your identity.
If a valid email address is not on file, give us a call at 800.347.9222, and we'll be happy to assist you.
Click here: Enroll In Online Banking
Ready to open an account?
Joining Solarity is easy and we're here to help! When you become a member, you unlock savings on a vast range of products and services that make doing your banking faster, easier and better.
Online
It only takes a few minutes to fill out and submit the online application form to open an account and become a member.
Get started
Call
Call 800.347.9222 and talk to one of our friendly team members. We'll answer any questions and get you ready to open your new account.
Make the call
At a branch
Stop by any of our local branches and speak with one of our helpful experts.
See locationsHelpful articles and information
Protect yourself against romance scams
Being aware of familiar warning signs will help you protect yourself from romance scams, which can have devastating emotional and financial consequences.
Navigating the pros and cons of digital wallets
You’ve probably noticed digital wallets have gained popularity in the last few years. But, what are they, and how could they make your life easier?
How to make an external transfer
When you have accounts at another bank or credit union, you can use “external transfers” in online banking to move money between those other accounts and your Solarity ac...