Featured rates

Rates accurate as of February 27, 2026
APR As Low As*
5.23%
APR As Low As*
6.44%
APR As Low As*
7.93%
APR As Low As*
4.48%

Loans to finance the fun

If it has an engine or is towable, there's a good chance we'll finance it. From cars and trucks to RVs, ATVs and power sport machines, here's a quick rundown of how our vehicle loans work:
  1. Finance new or used through a dealer
  2. Refinancing from another financial institution
  3. Lease buy-outs
  4. No loan setup fees or penalty for early pay-off
  5. Competitive rates and generous terms
  6. Loans available for most vehicles including classic cars, motor sports and trailers
Your Auto Loan Source In Washington

Financing for whatever moves you

You have options when it comes to financing your new car, RV, boat or other vehicle. Work directly with the dealer or apply with us in advance. Either way, it's as easy as apply, sign and go!

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Applying is simple and our experts are standing by if you have any questions.

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Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.

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Stop by a branch to say hello and get to know your local financial experts.

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Common questions about auto loans

Yes! Solarity offers GAP for all vehicle types and MBP on auto loans to help our members protect their investments and gain peace of mind knowing their vehicle is fully covered.

Click here to learn more about what each of these insurance products offer, or call us at 800.347.9222 for a free, no-obligation quote!

Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.

A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222, option 6. Apply for a personal loan here.

We do offer vehicle loans and you can learn more here.

After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.

If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.

Helpful articles and information

Solarity CEO Mina Worthington named GoWest Washington Advocate of the Year

Mina Worthington has earned statewide recognition for her advocacy leadership. See how her work is making an impact beyond Solarity.

Solarity Credit Union named to Newsweek's “America’s Best Regional Credit Unions” list

Solarity Credit Union has been recognized by Newsweek as one of America’s Best Regional Banks & Credit Unions for 2026, honoring its strong performance, member focused se...

Make the most of your tax return: Smart ways to put your refund to work

Your tax refund can do more than cover everyday expenses. This article shares practical ways to use your refund to pay down high-interest debt, build emergency savings, i...

Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.

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