Deposit Rates
Discover our deposit rates
Check out our deposit rates below or click to explore home loan and consumer loan rates.
Checking
Dividend Checking
| APY* | Minimum balance to earn APY |
|---|---|
| 0.01% | $250 |
| 0.06% | $5,000 |
| 0.11% | $25,000 |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and subject to change. $6 monthly service fee waived with $250 minimum balance; fees may reduce earnings.
Savings
Primary, Additional and Youth Savings
| Account | APY* | Minimum balance to earn APY |
|---|---|---|
| Primary Savings | 0.05% | $5 |
| Additional Savings | 0.05% | $5 |
| Youth Savings | 0.05% | $5 |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and is subject to change. $5 minimum opening deposit. $3 monthly service fee waived with $100 minimum balance; for Youth accounts (age 17 and under), $5 minimum balance to waive monthly service fee. Fee applies to members with only a Primary Savings Account. Fees may reduce earnings.
Bonus Savings
Earn 65x more than Solarity Primary savings
| Account | APY* | Minimum balance to earn APY |
|---|---|---|
| Qualified Rate | 3.25% | $0.01 |
| Non-Qualified Rate | 0.05% | $0.01 |
Disclosures
Money Market
Earn higher rates for higher balances.
| Minimum balance to earn APY | APY* |
|---|---|
| $0.01 | 0.25% |
| $5,000 | 0.50% |
| $25,000 | 0.75% |
| $50,000 | 1.00% |
| $100,000 | 1.25% |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown. The APY we pay is based on the tier in which your balance falls. APYs are variable and subject to change. $2,000 minimum opening deposit. Fees may reduce earnings.
Money Market Max
| Minimum balance to earn APY | APY* |
|---|---|
| $0.01 | 0.25% |
| $5,000 | 0.50% |
| $25,000 | 1.25% |
| $50,000 | 2.25% |
| $100,000 | 2.75% |
Disclosures
Certificates
| Term | Minimum to open and earn APY | APY* |
|---|---|---|
| 3 months | $500 | 0.05% |
| 3 months | $10,000 | 0.15% |
| 3 months | $75,000 | 0.20% |
| 6 months | $500 | 0.05% |
| 6 months | $10,000 | 0.25% |
| 6 months | $75,000 | 0.25% |
| 12 months | $500 | 0.10% |
| 12 months | $10,000 | 0.45% |
| 12 months | $75,000 | 0.50% |
| 24 months | $500 | 0.15% |
| 24 months | $10,000 | 0.50% |
| 24 months | $75,000 | 0.55% |
| 36 months | $500 | 0.20% |
| 36 months | $10,000 | 0.50% |
| 36 months | $75,000 | 0.55% |
| 48 months | $500 | 0.25% |
| 48 months | $10,000 | 0.50% |
| 48 months | $75,000 | 0.55% |
Disclosures
*Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Does not apply to IRAs. Fees may reduce earnings.
Certificate special
| Term | Minimum to open and earn APY | APY* |
|---|---|---|
| 26 months | $25,000 | 3.25% |
Disclosures
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